* 35 year draw period followed by a 15 year repayment period for owner occupied properties. No closing costs except for cooperatives and properties held in a trust. $40 Annual Fee is waived for the first year. Early termination fee of $250 applies if Line terminates within 12 months of closing. The Annual Percentage Rate (APR) of 3.49% is a promotional rate that will be in effect for the first twelve billing cycles following closing. After the initial 12 month period, the APR varies daily and will be based on the Prime Rate as listed in the Wall Street Journal (Prime) minus a margin and will also depend on the amount of the home equity line of credit that we approve. However, upon expiration of the promotional rate, the APR will not be less than 3.00% APR or more than 18% APR. As of the Prime Rate is 4.75%. Minimum Line of Credit is $25,000. For home equity lines of credit of $25,000 to $749,999, the APR will be Prime minus .51%, currently 4.24% APR. For lines of $750,000 to $1,499,999, the ongoing APR will be Prime minus .26%, currently 4.49% APR. All APRs reflect a .26% auto-pay discount from a Brookline Bank checking account. Other rates, terms, conditions and restrictions apply. Offer subject to change without notice. Credit approval required. Speak with a banker for investment property rates and terms. NMLS ID #715671.